Car Accident Settlement Calculator
37|Estimate the value of a car accident settlement in seconds. This calculator accounts for medical bills, vehicle repair or replacement, rental costs, lost wages, and pain & suffering, then adjusts the total for comparative fault. If you enter an insurance policy limit, the tool will warn you when your estimate exceeds available coverage.
38| 39|Your Damages
41|What Affects a Car Accident Settlement
101|The largest factor is usually the severity of injuries — soft-tissue claims rarely exceed $25,000, while accidents causing surgery, fractures, or permanent impairment can reach six or seven figures. Property damage, rental costs, and documented lost wages add directly to the economic damages total.
102|Policy limits often cap recovery. Most U.S. states require only $25,000–$50,000 per-person bodily injury coverage. If your damages exceed the at-fault driver's policy and they have no recoverable assets, your own underinsured motorist coverage is usually the next source of recovery.
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